Capital One's two big products print very differently. A Capital One credit card statement is organised per card — each authorised user gets their own transaction block with the last four digits of their card number in the header — and every row carries a transaction date and a posted date rather than a single date. There is no running balance anywhere on a card statement; the anchor is the account summary that ties previous balance to new balance. A 360 Checking or 360 Performance Savings statement is the more conventional shape, with a balance column that moves down the page. Descriptions on both are long uppercase merchant strings, often with a city and state appended, and they wrap.
- Transaction date and posted date are kept apart, so a purchase that posts in the next cycle keeps its real date.
- Per-card sections are preserved, so a two-cardholder statement does not collapse into one indistinguishable list.
- Wrapped merchant descriptions are rejoined, so a description running onto a second line stays one transaction.
- The printed account summary is used to verify the output, so a missing row surfaces as a DISCREPANCY rather than passing silently.